Win Ten Thousand Dollars – $10,000

Kellogg’s Family Rewards®

Win cash! $10,000 is desperate to find YOUR wallet. Do your part; help the cash find its proper home. Enter below.

Prizes

  • 5 Grand Prizes: $10,000 Ticket Cash
  • 15 First Prizes: $2,000 TV Cash
  • 150 Second Prizes: $500 Ticket Cash

Sweepstakes ends on June 18th, 2017.

Enter UP TO 10 times a day! Sure, you could just ENTER ONCE.

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How to Win Sweepstakes and Contests

Entering sweepstakes and contests can be a very exciting and rewarding hobby. This article will show you how you can “beat the odds” and win frequently. Anyone can with the right knowledge.

What Are Sweepstakes

Sweepstakes are random drawings for prizes sponsored by various organizations to draw attention to their product or service. When an organization offers a sweepstakes it must adhere to many state and federal laws. One of the most important laws for you to understand is that no purchase is required to enter a sweepstakes. Many people believe that you won’t win unless you buy the sponsors product, this is not true. Many winners of sweepstakes do not purchase the sponsors product. The sponsor is hoping you will become aware of and try their product by offering a sweepstakes to draw your attention to the product. Most larger sweepstakes are handled by an outside judging agency. This helps the promoter insure that everything will be handled properly and legally.

Skill Contests

Do not confuse sweepstakes with contests. Contests winners are judged to win by their skill. When an organization offers a contest, it often will require a proof of purchase. This is legal because a contest is not a random drawing, winners are chosen by judges for their skill. Some of the more common contests are for recipes, writing, or drawing. Winning contests can be easy if you are skilled in the area required. There are usually far fewer entries in a contest than a sweepstakes.

Game Sweepstakes And Lotteries

Game sweepstakes are different from other sweepstakes because they have predetermined odds. There are only so many game pieces printed or game plays available, so the odds can be calculated. The odds are displayed in the rules. There are many types of game sweepstakes. Some of the more common ones are instant win games, match and win games, and collect to win games. Instant win games are the easiest to play, usually you scratch off the game piece with a coin and see if you are a winner. In match to win games you usually must bring the game piece to a display (if you can find one) to determine if you are a winner.

Collect and win games require that you save game pieces and try to complete a phrase or complete a picture, etc. These usually have one rare piece, necessary to win. In most games the odds are very remote of winning a major prize. Occasionally you will find a game that has quite reasonable odds, and it is worth the effort to send for additional game pieces. I have found this to be rare though. The best part about game sweepstakes is the second chance drawing that many of them offer to win prizes that go unclaimed in the game portion of the sweepstakes. Online games are very popular. usually the entry time is predetermined, so that when you enter a game online the prizes are predetermined to be awarded at various time throughout the promotion period. Some of the most winnable online games are ones that require a unique code to enter.

Unique codes are usually available on the sponsors products, or by mailing for a game code (no purchase can be required). Lotteries are not really a good investment. Winning depends only on luck. unlike sweepstakes you must pay for a lottery ticket. The value of the prizes offered must be less than the amount taken in for all the lottery tickets sold. For this reason on the average if you kept buying lottery tickets until you won, you would spend more than you would win. Sweepstakes prizes on the other hand, are paid for by the promoter and an entry is the cost of a stamp. Many sweepstakes entries have a far greater value than the postage they cost. When this is the case, you can win a far greater amount than you spend entering the sweepstakes.

Finding Sweepstakes To Enter

Sweepstakes are everywhere. they are often advertised on the TV, in the newspaper, on the radio, in magazines and in stores. A simple online search for sweepstakes will bring up hundreds of current sweepstakes also. When your shopping, look for “take one” forms offering sweepstakes and make sure to enter local contests when shopping. The inserts in the Sunday newspaper are also a good source of sweepstakes.

Reading The Rules

It is important to read the rules. Do not enter a sweepstakes without first reading the rules. This is important for online sweepstakes and mail-in sweepstakes. Most mail-in entries will consist of a 3X5 card or a 3×5 piece of paper with your name and address on it. Some sweepstakes will require a “qualifier” to be sent with your entry. A qualifier is usually a phrase or the name of the sponsors product on a 3X5 card or paper.

Many sweepstakes allow you to enter as often as you like, but on many others, only one entry is allowed. Every sweepstakes is different so you must follow the rules. Why go to the work of preparing several entries in a particular sweepstakes, only to have them disqualified because you did not prepare the entries correctly? Always hand print your mail-in entries, any mechanically produced entries will be disqualified.

Entering Sweepstakes

You will usually enter online sweepstakes on the promoters website. If you are entering online sweepstakes regularly, it will be a big time-saver to use the autofill feature on your browser. There are many ways to find online sweepstakes. You may do your own searching on a search engine, but websites that list links to sweepstakes will be a great time saver. Before entering mail-in sweepstakes, you should go down to the local office supply store and purchase these items: plain 3×5 cards, plain 3×5 paper, #10 or smaller envelopes, pens and possibly a clipboard. Work on one job at a time. Filling out 3×5’s at one time and addressing envelopes at another. This way you will be more productive than if you assembled one entry at a time. You may want to put your name and address on 3×5’s and stockpile them for future entries. We recommend a good newsletter to find mail-in sweepstakes.

Improving your odds

Entering as many sweepstakes as you can find that appeal to you is one good way to start winning, but being selective can help you win without as much time and effort. Being selective of what you enter is one of the best ways to win often. Obviously, a sweepstakes that offers thousands of valuable prizes is a better sweepstakes than one that offers only one large prize. Entering several sweeps many times is also better than entering many different sweepstakes one time each. Think of the difference of entering a sweepstakes with one prize once as opposed to entering a sweepstakes with thousands of prizes 50 times. The latter example would have thousands of times better of a chance to win than the first example. What you want to do is win, and you can win by getting the odds in your favor. Below are some examples of good and bad sweepstakes, I will explain each of these below.

Good sweeps:

Many valuable prizes

2nd chance sweepstakes

Local sweepstakes

Sweepstakes that are difficult to enter

Hard to find sweepstakes

Sweeps that have a very short entry deadline

Sweeps that are for a targeted audience

Games requiring a unique code

Bad Sweeps:

One or a few prizes

Multiple ways of entering (coupon or rebate form)

Only one entry allowed

Heavily advertised sweeps

Sweeps with a very long duration

Here is a brief discussion of the aspects of a good sweeps, enter these!

Many valuable prizes – This one is obvious. The more prizes available, the better your odds of winning one will be.

2nd chance drawings – Believe it or not! Most prizes in collect and win or match type games go unclaimed. Even in instant win type games a good percentage of prizes go unclaimed. Many of these games offer a second chance drawing for all prizes not claimed in the game portion of the sweepstakes. This is great for us since most people don’t bother to enter the second chance drawing for unclaimed prizes. Your odds of winning some second chance drawings can be fantastic!

Local sweepstakes – Because they are local there are far fewer entries than in a nationally advertised sweepstakes. Some local sweepstakes offer very nice prizes.

Sweepstakes that are difficult to enter – These include a number of different types of sweepstakes, such as: Sweeps that have long qualifiers. Sweeps that require you to send a self addressed stamped envelope to receive each entry or entry code. Sweeps that require you to answer a difficult question or fill out a survey. Many types of sweepstakes could fit into this category.

Hard to find sweeps – These are sweepstakes that are not heavily advertised and are not found in the typically high circulation magazines and newspapers.

Sweeps that have a very short entry deadline – These sweeps you must enter fast. There is not time for many people to enter them especially with multiple entries.

Sweeps that are to a targeted audience – These are sweepstakes that are open to certain people. For example, a sweepstakes might be restricted to a certain age group.

Games requiring a unique code – These online sweepstakes are limited in entries to people who have either purchased the sponsors product or send for a code by mail.

Now you will see what kind of sweepstakes to spend less time on:

One or few prizes – Chances are slim of winning with only one prize offered, especially with only one entry.

Multiple ways of entering – You see a lot of these lately. The ones you can enter online or via a coupon or a rebate form. These sweeps should have more than an average amount of entries, lowering your chances of winning.

Only one entry allowed – It is more difficult to win a sweeps with one entry. Multiple entries is your best way of getting the odds of winning in your favor, if allowed.

Heavily advertised sweeps – You know the ones! They are everywhere, on TV on the radio, in the newspaper. These sweeps will draw huge amounts of entries.

Sweeps with a very long duration – These sweepstakes give the promoter a lot of time to advertise the sweeps and also allows the entrants a lot of time to enter and enter again and again.

Now you’re starting to get an idea of what to look for. Once you find a desirable sweepstakes to enter, remember to enter often.

Enter Often

Entering often, is the key to winning. The more entries you send in, the better chance you have of winning. The number of times you enter a sweepstakes depends on your budget for mail-in sweepstakes and if allowed for online sweeps. Keep in mind that you’re not going to win in every sweeps you enter but if you follow these guidelines you will win and win frequently.

When You Win

First off a warning! If you receive a notice or phone call stating you won a sweepstakes, and they ask for a fee to claim your prize, or require a purchase, THIS IS A SCAM! NEVER SEND MONEY TO CLAIM A PRIZE! It is very exciting when you win your first sweepstakes prize. Usually you will be required to fill out an affidavit and have it notarized and send it back to the judging agency. When you win a smaller prize you may just receive the prize in the mail. Most winners will be notified within a month or two of the end of the sweepstakes but occasionally it will take longer. Trust the judging agency, if you’re a winner they will notify you. Some people will send for the winners list to see if they are on it, if you’re on it you will already know, so don’t bother.

Sweepstakes Newsletters and Websites

A newsletter is a great tool to have when entering mail-in sweepstakes. There are several good newsletters available. I suggest Best Sweepstakes newsletter.There are several good websites available that list sweepstakes links to online sweepstakes.

Good Luck!

Nicholas Taylor is the publisher/editor of Best Publications, Inc.

Information on Best Sweepstakes Newsletter and Best Weekly are at http://www.bestsweepstakes.com

Article Source: http://EzineArticles.com/2534204

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Communicate and Negotiate Your Debt Down

Are you so eager to win a cash sweepstakes because you are in debt? Have you considered trying to negotiate with your creditors to give you some breathing room?

I have nothing to sell you. This is just something to consider. If anything here helps you, I hope you will find it in your heart to tell people about this sweepstakes site that sometimes offers wealth increasing advice.

Communication and negotiation are two vital aspects in reaching an agreeable term for paying your debts to creditors. Imagine the savings you can make each month with lower monthly bills to settle. However, you need to meet certain points before you can make a reasonable argument for a lower monthly debt payment.

There are five steps to take that will help ensure you get the desired monthly rate.

1. Assess your current financial situation and credit score.

Everyone wants to get out of their debt but oftentimes the rates are just too costly for an average income earner. On the other hand, most financial institutions are looking for ways to help you survive that, which will in turn enable them to recover their investment. Therefore, assuming the proper approach when attempting to negotiate with your creditors is crucial.

The first step you must take is to understand your current financial situation and how bad your credit status is. Is it a case of missed payments or is your income just not enough to keep up with your rising debts? It is important to pinpoint which aspect you are missing out on as this will also enable you to determine how you can keep up.

2. Make reasonable offers.

If you are going to make your creditors an offer, make it reasonable enough. You need to consider that this is a business and they need to earn profit from it. You can lower payments at a reasonable level but not to a point wherein you have doubled, or tripled, the payment period.

The key here is to be honest with your creditor in the negotiation process. Let them know how much you can afford to pay monthly and most of them will try to meet with you halfway. Since it is in their best of interest that you pay them back what you owe, they will provide as much means as possible to make paying less of a burden on your part.

3. Seek help from professionals.

When dealing with multiple debts, it is easy to become confused. However, there is always a professional debt management help available for you. These are people who are equipped with proper knowledge and strategies in terms of dealing with debt negotiation and credit situation.

Having professional advice will also ensure a fair negotiation. Sometimes, even lenders will try to take advantage of your lack of knowledge on this situation.

4. Be truthful with your credit situation.

Truthfully and honestly explain to your creditors the need to negotiate a lower monthly debt payment. Study your current credit status alongside with your pending debt payments. This will enable you to analyze the most beneficial terms for you.

5. Pay your payments.

If you were able to reach a reduced monthly payment for your debts, then you have to make sure you pay them on time. Aside from staying current on your payments, you need not miss any payment. If not, then this might prompt your creditors to raise back your monthly rate and you would have wasted all efforts to reduce it.

Look into a “balance transfer” arrangement whereby you move credit card debt to another credit card company. Look for a deal where a card company offers a low teaser rate (often for 6 months). Be sure to understand that the rate will only last as long as the teaser rate is in effect. You will save money over this time because you will be paying less in interest.

Just be aware that the rate will go up after that period is up. Even if it does, you saved money on interest. Reduce frivolous spending for six months and use all the money you have to pay off that debt, even if the interest rate is low. You’d be surprised at what six months of doing without a few fixes can do.

I never understand why people aren’t willing to forego splurging on non-essentials for even six months when in so doing they could reduce their debt, which would result in far greater and longer lasting benefits. The fix of a purchase lasts only briefly while the fix of eradicating your debt is forever. Fix obsession, overindulgence… these explain why many people get in trouble in the first place. Of course, other people have more legitimate excuses.

Overindulge only on free things that are healthy. Why must people seek high-ticket fixes or tons of small-ticket fixes? Live by the fix, die by the fix.

Seek the greater and longer lasting pleasure even if it means foregoing a quick fix. Our drug-culture is endemic of a culture that seeks short term fixes at the expense of long term contentment; the same sort of thing that is occurring in the financial arena (the government being the biggest offender, hands down).

Resist the urge to splurge too much. At least wait till you got your debt down to manageable levels. But, the water is already under the bridge, we hope our tips will help you negotiate with your creditor. All the best to you!

Chris James, Editor

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Beef Up Your Bank Account

Maybe you are seeking extra income while you take stabs at winning cash sweepstakes. Your “coherent and healthy” life could last more than 20 years from this point. Now, more than ever, it is very important to have money flowing in.

Before you retire, it may be a good thing to ask yourself just how much money you will need to live on. Some things may change when you retire. You will probably save big time on the cost it takes you to travel back and forth to work, but you may spend more on another item such as heating.

One very simple way to get that extra income in retirement is to get a parttime job. Nowadays, the work force is composed of more and more old fogies. So, no retiree need think he is the only old geezer seeking employment. You will find that a parttime job not only makes you feel useful and productive but will supplement your retirement income rather nicely.

Are you a member of a pension plan at work? If so, then your employer should be able to tell you exactly what you will earn when you retire. Some pension plans will pay you based on your earning while you were working at that company. Still other pension plans build up a pension fund that can be used to purchase an annuity.

If you have a personal pension, then your company should tell you how much you have built up in it. Sometimes you can take some of this money as a lump sum and the rest must be used to purchase an annuity. Perhaps you have old pension into which you are not paying into anymore. You can find out what you can expect to get from those.

Remember, what grandpa said: every little bit helps!

There are also other sources of extra income in retirement that you should be aware of. You should check to see if you will be entitled to any tax credits or state benefits. You should also jog your memory and see whether you have any investments or savings that you can put towards your impending retirement.

If you happen to own your own home, you may be able to rent out a room.

No matter if it be getting a parttime job, pension plans, getting an annuity or relying on investments to give you extra income in retirement, you should map out your retirement strategies now so you will not be caught in the lurch! With a little foresight, you will not have to worry about the future. But, in the meantime, KEEP ENTERING THE SWEEPSTAKES WE LIST! You just never know, you might win!

Chris James, Editor

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